Share Draft/Checking Accounts


Whether you’re looking for an affordable share draft account for yourself, your teenager or college student, your business, or even your company birthday fund, we are sure to have the account that’s right for you.

Let the SC National Guard FCU Make Your Checking Experience a Pleasure

Services/Fees Regular Checking Student Checking 55+ Checking
Minimum Balance Required No1 No2 No
Monthly Fees3 No No No
Free Checks No No 2 Boxes Per Year
MasterMoney Debit Card4 Yes Yes Yes
Guard Online Internet Banking Yes Yes Yes
BillPay5 Yes Yes Yes
Guard Plus Yes Yes Yes

¹There is no minimum balance required to maintain a Share Draft account; however, if for any single month the average daily balance in the account is less than $100.00, your account will incur a $2.50 Service Charge.

²Student Checking is exempt from the Service Charge for one (1) year. After which, the Service Charge may be applied

³Non-Sufficient Funds (NSF) fee will still apply. Please see Fee Schedule for additional information

⁴Your first MasterMoney debit card is issued to you free of charge. Replacement cards – other than due to expiration – may be subject to a Card Reorder fee. Please refer to our fee schedule for more information

⁵Not all share draft accounts will qualify for BillPay. Please see a Credit Union representative for additional information